Important Social Security Decisions for Married Couples to Make

All Things Financial

Mar 27 2024 | 00:01:36

00:00 / 00:01:36

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Have questions about retirement or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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About Guardian Wealth Strategies:

Today, Guardian Wealth Strategies serves clients in the greater Minneapolis-St. Paul metro area, across the upper Midwest and throughout nineteen states nationwide. Their dedicated advisory team provides professional fiduciary advice and services to both individuals, businesses, and nonprofit organizations.

Trey Peterson is a Retirement Planning Specialist with Guardian Wealth Strategies and a Partner of All Things Financial. He and his business partner Yelisey have created a one-stop shop for those in and nearing retirement. Our mission is to help you: Retire once, Retire well. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership.

Yelisey Kuts is a Fiduciary Wealth Advisor with Guardian Wealth Strategies and a Partner of All Things Financial. He has a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey is also an educator. Since 2015, Yelisey has been teaching evening classes on a wide range of retirement topics.

[00:00:00] Speaker A: Do you need help understanding Social Security? Especially when it comes to spousal benefits, youre not alone. Im Matt McClure with the retirement radio network powered by Amerilife. Navigating Social Security can be confusing enough for one person as a couple. There are even more rules and regulations to remember. Here are some of the most important to help clear the fog. First of all, you can qualify for Social Security benefits as a spouse without any work history of your own, as long as youre married to someone who does qualify based on at least ten years in the workforce. Sylvia Gordon, also known as Medicare mama, says the amount you'll receive will vary. [00:00:36] Speaker B: The most you can get from your spouse's Social Security is 50%. Most people get less than that because they draw early. [00:00:45] Speaker A: And she says you'll get the maximum benefit at your full retirement age. That's somewhere between 66 and 67. [00:00:51] Speaker B: So your husband drew early, and you're like, okay, I'm going to draw early, too. I want to draw at 62 02:00 a.m. i. Going to get 50% of my husband. No. To get 50%, you have to wait till you are at your full retirement age. [00:01:08] Speaker A: If you're drawing spousal benefits, you could get a big bump in your monthly payments if your spouse passes away before you do. That's because when one of you dies, one of the Social Security checks will go away each month, but the larger of the two payments will go to the surviving spouse. Do you have a plan for Social Security during your golden years? It's a key question to consider so you can get the most out of your retirement with the retirement radio network. Powered by Amerilife I'm Matt McClure.

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Important Social Security Decisions for Married Couples to Make

Show Notes

Episode Transcript

Other Episodes

Avoid Top Fears of Retirees – Make Sure Your Money Lasts

Financial Spring Cleaning! --- 7 Money Moves to Make to Ensure a Solid Financial Future

Bonus Episode: Happy Veterans Day w/ Guest Lindsey Streeter, Senior Vice President of Global Military Affairs at Bank of America